Millions of Americans have a tough time saving money. Here are some key money-saving tips to help you start the year off right.
Millions of Americans have a tough time saving money. A survey by Bankrate.com indicated that 27 percent of Americans do not have an emergency fund in place -- no rainy-day fund at all.
Ethan Miller/Getty Images for Clear Channel
Ian Waldie/Getty Images
Jason Kempin/Getty Images
Adele.com via CNN
Thierry Chesnot/Getty Images
Columbia Pictures Television
Sign up for Breaking News, Daily Headlines, Severe Weather Alerts & more!