Millions of Americans have a tough time saving money. Here are some key money-saving tips to help you start the year off right.
Millions of Americans have a tough time saving money. A survey by Bankrate.com indicated that 27 percent of Americans do not have an emergency fund in place -- no rainy-day fund at all.
Kevin Winter/Getty Images
Brace Hemmelgarn-USA TODAY Sports/Reuters
Montgomery County Sheriff Office
Gary W. Green/POOL
Sign up for Breaking News, Daily Headlines, Severe Weather Alerts & more!